Turn Your Gold Into Cash

Features & Benefits
Gold Loan Calculator
How to Apply
Gold Loan Eligibility
FAQs

2 Gold Loan Options to choose!

because your dreams deserve more

Features & Benefits
Gold Loan
Repay your gold loan easily with flexible EMI options, designed to fit your monthly budget.
Gold backed Credit Line
Supports UPI: Scan & Pay, Pay to Contact, VPA, Self Transfer, IFSC-Transfer, Intent flow, and Merchant payments.
Loan Amount

Loan Amount

₹25,000 - ₹40 Lakhs
₹25,000 - ₹40 Lakhs
Interest Charged

Interest Charged

Low Interest rate starting from 9.75%
Only on the amount you use
Quick Disbursement

Quick Disbursement

Apply online and get funds in bank account in no time
Apply online and get instant credit, seamlessly linked to your UPI
Loan Tenure

Loan Tenure

6 months to 36 months
12 months
Multiple Collateral Options

Multiple Collateral Options

Coins, bangles, chains, rings & other gold jewellery as collateral
Coins, bangles, chains, rings & other gold jewellery as collateral
Stored in Safe Hands

Stored in Safe Hands

All the assets are stored securely with Axis Bank
All the assets are stored securely with Axis Bank
Loan secured by Axis Bank

Loan secured by Axis Bank

India's leading private sector bank with over 12 million monthly active users
India's leading private sector bank with over 12 million monthly active users

Turn Your Gold Into Cash

Know the value of your gold in seconds!

Add More Item

Eligible Loan Amount

₹0.0

Gross Total Value ₹0.0

Note: This is an approximate value of a gold loan per gram. The final value will depend on the gold valuation done by our appraiser in the branch.

How to apply for a Gold Loan?

Getting a Gold Loan is Super Easy with these Four steps:

1

Submit Your Details

Take a moment to fill the form above to assist us better

2

Get a Callback

A representative will reach out to you in no time

3

Visit the Branch

Get the right value for your gold at your nearest Gold branch

4

Get the Loan

The funds will be sent to your bank account

Gold Loan Eligibility

    Eligibility Criteria

    • Resident Individuals above the age of 18 and below 75.
    • Gold purity must be a minimum of 18 carat.
    • Maximum limit of 50 gm per customer for bank-issued gold coins.

    Documents Required

    • Complete Application Form
    • Valid KYC Documents
    • CIBIL Score
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Trusted, Safe & Secure

Freecharge has Bank Grade Security, Fully Encrypted, 24X7 Customer Support, App Lock

Frequently Asked Questions

What documents do I need to submit to apply for gold loan?

Two passport-size photographs

Address Proof (any one): Driving Licence/Passport Copy/Aadhaar Card/Voter ID Card/Ration Card

ID Proof (any one): Driving Licence/PAN Card/Passport Copy/Aadhaar Card/Voter ID Card/Ration Card

Any other document required by Axis Bank

Do I need to submit income proof to get a gold loan?

No. You only need to submit ID proof and address proof to apply for an online gold loan.

What are the minimum & maximum tenure options available for a gold loan?

The tenure options for Gold Loan vary from a period of 6 months to a maximum of 36 months.

What is the Gold Loan eligibility criteria?

Individuals need to be 18+ and below 75, and the gold must be at least 18 carat.

What are the types of Gold items that can be used as collateral?

Coins

Ring

Earrings

Mang Tikka

Necklace

Pendant

Bracelet

Mangalsutra

Nose ring

The acceptance of the above mentioned items is at the discretion of Axis Bank.

Sanction and disbursement of loan shall be at the sole discretion of the Axis Bank. Freecharge’s role is limited to referring /sharing your details with the Bank for the purpose of processing of Loan application.