About Us

Freecharge is a well-known name in the world of payment apps serving over 100 million users across the country. Over the years Freecharge has transformed to become one of the leading financial services and investment apps in India. From recharge & bill payments (powered by Freecharge Payment Technologies Pvt. Ltd.) to hassle-free QR payments, Freecharge lets you do it all effortlessly.

A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments and mobile/DTH recharges. Moreover, Freecharge is a significant player in the merchant business and is constantly building new products to support small and mid-size retailers such as Merchant Cash Advance (MCA), Microfinance Loans (MFI), Micro Loans, Gold Loan and more.

With a robust infrastructure supporting multiple payment methods, Freecharge users can choose to pay via Digital Wallet, UPI, Net Banking, Debit Cards or Credit Cards at their favorite offline or online merchant.

What Makes Freecharge Unique?

A hassle-free online experience
Secured & unsecured loans for merchants
All of our financial services are secure and backed by Axis Bank's trust, so you can transact and invest worry-free on the Freecharge app
Offer low convenience fee on credit card usage

What's in Store?

UPI

UPI payments: Transfer money to friends/family, make QR payments at local stores or send/receive money easily in/from your bank account
UPI Lite: Fast, secure & pin-free UPI payments
UPI Mandate: Automate payment of EMI, subscriptions, loan repayments or recurring deposits
UPI Global: Fast & easy cross-border payments with real-time currency conversion.
Creditline on UPI: Link credit card to UPI for hassle-free credit payments anytime, anywhere
UPI Central Mapper: Seamlessly send and receive UPI payments across all apps and banks

Business Offerings

Merchant Cash Advance: Provides seamless and secure loans to the merchants with zero collateral, thus helping them with the required working capital along with easy repayment options.
MFI Loans: With Microfinance, Freecharge is able to bridge the financial services gap in underserved regions
Micro Loans: Designed for small and micro-enterprises, Micro Loans offer quick, convenient banking solutions, with minimal documentation.
Gold Loan: Merchants can obtain funds by leveraging gold ornaments, such as gold jewelry.
Micro LAP: Loan against property

Recharge & Payments

Find the best prepaid recharge plans & mobile recharge offers on JIO Recharge, Airtel Recharge, VI Recharge, and BSNL Recharge
Use the Freecharge app for FASTag recharge and travel worry-free
Seamless DTH recharges using on Tata Play recharge, Airtel DTH recharge, Videocon D2H recharge, Dish TV recharge, and Sun direct recharge
Pay electricity, water, gas, post-paid, and broadband bills effortlessly.
Book an LPG cylinder in minutes.

Other Offerings

Freecharge Wallet: Walk cashless and shop anywhere in India with Freecharge digital wallet.
Axis Bank Savings account: Instant digital opening, flexible balance options & cashback rewards on daily spending
Free Credit Score: Know your latest credit score for free in just a few seconds.
EMI calculator: Find out the right loan amount that best fits your budget.

Key Features:

Create your '@freecharge' UPI ID and send money to friends/family or scan any QR to pay quickly & securely at any store.
Pay electricity bills online, do recharges, credit card bill payments, get a loan, make insurance payments, and much more.
Buy Gift Cards of top brands at amazing discounts.