About Us

FreechargeBiz is a technology-driven financial services platform, offering a broad range of digital payment and lending solutions across Bharat. From loans (MCA, Gold) and microfinance (MFI) to hassle-free UPI payments and credit score checks, FreechargeBiz brings all essential financial services together in one place.

A 100% subsidiary of Axis Bank, FreechargeBiz aims to become a significant player among small and mid-size retailers/entrepreneurs across Bharat and is constantly building new products to support them, such as Merchant Cash Advance, Micro Loans, Gold Loan, Microfinance and others. Furthermore, Freecharge also focuses on improving the payment infrastructure by offering secure and seamless mobile/DTH recharges and payments of utility bills, traffic challans, loans, education fees, and more.

Our robust infrastructure enables users to pay at their preferred online or offline merchants using multiple payment methods, including digital wallets, UPI, net banking, debit cards, and credit cards.

What Makes FreechargeBiz Unique?

A hassle-free online experience
Secured & unsecured loans for merchants
All of our financial services are secure and backed by Axis Bank's trust, so you can transact and invest worry-free on the FreechargeBiz app
Fast and Secure UPI

What's in Store?

UPI

UPI payments: Transfer money to friends/family, make QR payments at local stores or send/receive money easily in/from your bank account
UPI Lite: Fast, secure & PIN-free UPI payments
UPI Mandate: Automate payment of EMI, subscriptions, loan repayments or recurring deposits
UPI Global: Fast & easy cross-border payments with real-time currency conversion.
Creditline on UPI: Link your credit card to UPI for hassle-free credit payments anytime, anywhere.
UPI Central Mapper: Seamlessly send and receive UPI payments across all apps and banks

Business Offerings

Merchant Cash Advance: Provides seamless and secure loans to merchants with zero collateral, thus helping them with the required working capital along with easy repayment options.
MFI Loans: With microfinance, FreechargeBiz can bridge the financial services gap in underserved regions.
Micro Loans: Designed for small and micro-enterprises, micro loans offer quick, convenient banking solutions with minimal documentation.
Gold Loan: Merchants can obtain funds by leveraging gold ornaments, such as gold jewellery.
Micro LAP: Loan against property

Recharge & Payments

Find the best prepaid recharge plans & mobile recharge offers on JIO Recharge, Airtel Recharge, VI Recharge, and BSNL Recharge
Use the FreechargeBiz app for FASTag recharge and travel worry-free
Seamless DTH recharges of multiple providers, including Tata Play, Airtel DTH, Videocon D2H, Dish TV, and Sun Direct.
Pay electricity, water, gas, postpaid, and broadband bills effortlessly.
Book an LPG cylinder in minutes.

Other Offerings

Freecharge Wallet: Walk cashless and shop anywhere in India with the Freecharge digital wallet.
Axis Bank Savings account: Instant digital opening, flexible balance options & cashback rewards on daily spending
Free Credit Score: Know your latest credit score for free in just a few seconds.
EMI calculator: Find out the right loan amount that best fits your budget.

Key Features:

Create your '@freecharge' UPI ID and send money to friends/family or scan any QR to pay quickly & securely at any store.
Pay electricity and credit card bills, do recharges, get a loan, make insurance payments, and much more.
Buy gift cards of top brands at amazing discounts.